“They saved me from a $1,500 add-on trap”
I almost said yes to GAP, theft etch, and "appearance protection" — Eduardo had me read each line and walk away from $1,500 of pure profit for the dealer. The car ended up $2,000 below market.
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No commission from dealers. No referral fees that bias our advice. You pay us, we work for you — that simple.
No SSN? Recent arrival? No US credit yet? We map the financing path that actually works for your situation.
Our founder is an automotive engineer. Reliability scores reflect what actually breaks, not marketing claims.
Every plan, every deal review, every contract walk-through is delivered in English, Portuguese, or Spanish.
Answer a few questions. We compute your buyer readiness score and tell you what to fix before you shop.
Starter for self-service guidance. Guided for a deal review with a real human. Concierge if you want us to run the whole purchase remotely.
Vehicle shortlist, financing strategy, paperwork review, dealer scripts, DMV coordination — whatever your plan covers.
You leave with the car you actually need, at a price you can defend, in a payment that fits your real budget.
We deliver your Starter buyer plan within 2 business days. If it doesn't materially help you decide a price, a lender path, or a vehicle in the first 7 days, email us and we refund 100% — no questions, no friction. Concierge and Guided are partially refundable per our public refund policy.
Earning $12,000/month didn't save me from 18% APR.
Don't make my mistake.
I came to the United States in 2015. I had led a public company, worked in finance and the automotive industry, held a strong income, and understood cars well enough to choose a reliable one. None of that mattered at the finance desk. With no US credit history, the dealer put me in an 18% APR loan and stalled me for three months on a temporary plate while they shopped subprime lenders behind my back.
For years I have quietly helped friends and acquaintances avoid the same trap. Auto Expert USA is the service I wish I had walked into in 2015.
— Eduardo Tavarez, founder · automotive engineer · MBA
No-pressure 15-minute conversation. We'll tell you whether we can help — and if we can't, we'll point you somewhere that can.
No. We never sell cars and we never accept commissions or referral fees from dealers, lenders, or brokers. You pay us, we work for you.
Yes. If you have an ITIN we work with ITIN-friendly auto lenders and credit unions. If you don't have either yet, we'll help you get one and time the purchase right.
There is no "our financing." We help you shop your loan independently before you walk into a dealer, so you're not at the mercy of the F&I office.
We offer a 7-day money-back guarantee on the Starter plan. See our refund policy for details.
3 minutes. Free. No credit card. No spam.
A remote-first advisory platform for international and first-time car buyers. We don’t sell cars — we make sure dealers can’t take advantage of you.
Pay once. We work for you, not the dealer.
DIY plan, expert-built.
A real human in your corner.
We run the whole purchase.
Real outcomes
I almost said yes to GAP, theft etch, and "appearance protection" — Eduardo had me read each line and walk away from $1,500 of pure profit for the dealer. The car ended up $2,000 below market.
Three dealers told me I needed a co-signer. Auto Expert connected me with an ITIN-friendly lender and walked me through the application in Portuguese. APR came back at 9.9% — same as my friends with US credit.
I had never bought a car before and I was terrified of the F&I office. The negotiation script Eduardo wrote me word-for-word felt like a cheat code. The dealer accepted my counter on the first try.
The "out the door" number on my paperwork was $700 higher than what the salesman quoted me on the phone. I would have signed it. The deal review caught it in 30 seconds.